How It Works

See your future wealth in less than 30 seconds. If you want to start investing, it then takes less than 5 minutes to set up. No Agents, no complicated stuff. Just simplicity through technology.

Pricing

We’ve used technology to completely redesign wealth management. This means that we're not restricted by any existing practices and we can pass the benefits directly back to you.

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We charge our fees when, and only when, we deliver positive returns for our customers.

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We don’t charge commissions – you can buy and sell your investments whenever you like, at zero cost.

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We charge a 0.5% p.a. advisory fee when we do charge it – a fraction of the industry standard (which is often as high as 3% p.a. here in Hong Kong).

chart Saving HK$2K a month for 20 years $250k gone in fees Savings outcome with 3% p.a. fees $950k

Our Investment Principles

Three easy-to-understand facts form the basis of our investment methodology.

1: Markets go up over the long-run

1: Markets go up over the long-run

Over the long-run, stock markets have consistently increased in value. This is due to their link with underlying economic growth

Did You Know

The S&P 500 average return from 1957-2020 has been 10.1% p.a.1

What this means

Do:

Invest in market tracking products for the long-term

Do not:

Trade individual stocks in the short-term
2: Markets fluctuate

2: Markets fluctuate

In the short-term, on some days the market goes up and on some days the market goes down

Did You Know

The proportion of days it goes up is 53% and the proportion of days it goes down is 47%2

What this means

Do:

Invest the same amount on a regular basis

Do not:

Try to time the market
3: The 'experts' don't know either

3: The 'experts' don't know either

Experts can’t successfully stock pick either, but they always charge their fees

Did You Know

90% of all active fund managers fail to beat their target benchmark over the long-run3

What this means

Do:

Create a balanced and diversified portfolio

Do not:

Pay high fees for actively managed funds (or any other expensive funds)

1 https://www.officialdata.org/us/stocks/s-p-500/1957?amount=100&endYear=2020 (as sourced on 5/8/20)

2 Based on analysis of S&P 500 daily returns between January 1957 and July 2020

3 SPIVA U.S. Scorecard – the percentage of equity funds outperformed by their benchmarks over a 15 year period for All Domestic Funds is 89.1% and for International Funds it is 90.4%

Our Business

Teyk is a fintech company backed by Cyberport in Hong Kong. We’ve created proprietary and patent-pending technology in order to tackle the traditional finances services industry head on. This technology has enabled us to completely redesign the entire existing wealth management supply chain and to deliver Private Bank levels of wealth management to everyone.

We are currently in a pre-launch phase, while we wait for our SFC license application approval. As soon as we receive our license we will open the platform for you to start investing.

Your Protection

Licensed Corporation
Licensed Corporation

Teyk will be a Type 1 & Type 4 regulated business

Safe Custody
Safe Custody

Your investments will be held securely in a segregated client account

Investor Protection
Investor Protection

Your investments will be covered by the ICC Investor Compensation Fund Scheme, which protects investments up to HK$500k

Encryption
Encryption

Everything, from your data to your documents, are encrypted and only decrypted by our systems as and when they are needed to be

Security Assessment
Security Assessment

Our system passes a 6 monthly external security audit to ensure your assets are protected

Join the 2k+ people already signed up.

Minimums start at HK$500, not the HK$8m as required at the Private Banks.

Think this sounds too good to be true? We’re able to offer such low minimums because we use technology to cut out the inefficiencies in the financial system, and in doing so we make it accessible to everyone.